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Prices & Quotes - UK Markets - Paragon Banking Group (PAG)

Risk Warning The value of investments can fall as well as rise and any income from them is not guaranteed and you may get back less than you invested. Past performance is not a guide to future performance.

Share Price:
Down 511.00p
Change Today:
-19.00p
Market Cap:
1,279.55m
Sector:
Financial Services

Fundamentals - based on IFRS

  (Millions) (Millions) (Millions) (Millions) (Millions)
Income Statement 30-Sep-20 30-Sep-19 30-Sep-18 30-Sep-17 30-Sep-16
Continuing Operations          
Revenue 295.10 307.30 301.90 252.80 244.00
Operating Profit/(Loss) 118.40 159.00 181.50 144.80 143.20
Net Interest n/a n/a n/a n/a n/a
Profit Before Tax 118.40 159.00 181.50 144.80 143.20
Profit After Tax 91.30 127.40 145.80 117.20 116.00
Discontinued Operations          
Profit After Tax n/a n/a n/a n/a n/a
PROFIT FOR THE PERIOD 91.30 127.40 145.80 117.20 116.00
Attributable to:          
Equity Holders of Parent Company 91.30 127.40 145.80 117.20 116.00
Minority Interests n/a n/a n/a n/a n/a
           
Total Dividend Paid cn/a cn/a cn/a cn/a cn/a
Retained Profit/(Loss) for the Financial Year cn/a cn/a cn/a cn/a cn/a
           
Continuing EPS          
Earnings per Share - Basic 36.00p 49.40p 55.90p 43.10p 40.50p
Earnings per Share - Diluted 35.60p 48.20p 54.20p 41.90p 39.70p
Earnings per Share - Adjusted 36.00p 49.40p 48.60p 43.30p 40.50p
Continuing and Discontinued EPS          
Earnings per Share - Basic 36.00p 49.40p 55.90p 43.10p 40.50p
Earnings per Share - Diluted 35.60p 48.20p 54.20p 41.90p 39.70p
Earnings per Share - Adjusted 36.00p 49.40p 48.60p 43.30p 40.50p
           
Dividend per Share 14.40p 21.20p 19.40p 15.70p 13.50p
  (Millions) (Millions) (Millions) (Millions) (Millions)
Balance Sheet 30-Sep-20 30-Sep-19 30-Sep-18 30-Sep-17 30-Sep-16
Assets          
Non-Current Assets          
Property, Plant & Equipment 66.10 57.30 56.80 46.20 39.20
Intangible Assets 170.10 171.10 169.30 104.40 105.40
Investment Properties n/a n/a n/a n/a n/a
Investments n/a n/a n/a n/a n/a
Other Financial Assets n/a n/a 855.70 906.60 12,116.40
Other Non-Current Assets 463.30 592.40 n/a n/a n/a
  699.50 820.80 1,081.80 1,057.20 12,261.00
Current Assets          
Inventories n/a n/a n/a n/a n/a
Trade & Other Receivables n/a n/a n/a n/a 12.70
Cash at Bank & in Hand n/a n/a 1,310.60 n/a 1,237.60
Current Asset Investments n/a n/a n/a n/a 7.10
Other Current Assets 139.90 99.00 12,076.50 12,612.30 n/a
  139.90 99.00 13,387.10 12,612.30 1,257.40
           
Other Assets n/a n/a 19.00 12.70 n/a
Total Assets 15,505.50 14,395.50 14,487.90 13,682.20 13,518.40
           
Liabilities          
Current Liabilities          
Borrowings n/a n/a 1.10 0.60 1,875.90
Other Current Liabilities n/a n/a n/a n/a 16.70
  n/a n/a 1.10 0.60 1,892.60
           
Net Current Assets cn/a cn/a cn/a cn/a cn/a
           
Non-Current Liabilities          
Borrowings 6,229.70 6,648.40 7,960.10 8,926.60 10,501.40
Provisions n/a n/a 0.80 4.80 2.00
Other Non-Current Liabilities n/a n/a n/a n/a 152.90
  6,229.70 6,648.40 7,960.90 8,931.40 10,656.30
           
Other Liabilities 252.80 242.90 160.00 128.90 n/a
Total Liabilities 14,349.50 13,287.10 13,414.40 12,672.80 12,548.90
           
Net Assets 1,156.00 1,108.40 1,073.50 1,009.40 969.50
           
Capital & Reserves          
Share Capital 261.80 261.60 281.60 281.50 295.90
Share Premium Account n/a n/a 65.80 65.50 n/a
Other Reserves 894.20 846.80 (142.20) (122.10) 673.60
Retained Earnings n/a n/a 868.30 784.50 n/a
Shareholders Funds 1,156.00 1,108.40 1,073.50 1,009.40 969.50
           
Minority Interests/Other Equity n/a n/a n/a n/a n/a
Total Equity 1,156.00 1,108.40 1,073.50 1,009.40 969.50
Cash Flow 30-Sep-20 30-Sep-19 30-Sep-18 30-Sep-17 30-Sep-16
Net Cash Flow From Operating Activities 1,028.70 397.90 1,074.40 1,474.70 865.20
Returns On Investment & Servicing of Finance fn/a fn/a fn/a fn/a fn/a
Taxation Paid fn/a fn/a fn/a fn/a fn/a
Net Cash Flow from Investing Activities (2.80) 8.30 (282.80) 3.20 (278.60)
Acquisitions & Disposals gn/a gn/a gn/a gn/a gn/a
Dividends Paid fn/a fn/a fn/a fn/a fn/a
Management of Liquid Resources cn/a cn/a cn/a cn/a cn/a
Net Cash Flow from Financing Activities (325.70) (491.30) (978.40) (1,218.00) (405.50)
Net Increase/Decrease In Cash 700.20 (85.10) (186.80) 259.90 181.10
Ratios - based on IFRS 30-Sep-20 30-Sep-19 30-Sep-18 30-Sep-17 30-Sep-16
Continuing Operations          
PE Ratio - Adjusted 9.2 9.8 9.9 10.1 7.7
PEG - Adjusted n/a 4.9 0.8 1.4 0.6
Earnings per Share Growth - Adjusted -27% 2% 12% 7% 14%
Dividend Cover 2.50 2.33 2.51 2.76 3.00
Revenue per Share 116.36p 119.29p 115.76p 100.96p 97.44p
Pre-Tax Profit per Share 46.69p 61.72p 69.59p 57.83p 57.19p
Operating Margin 40.12% 51.74% 60.12% 57.28% 58.69%
Return on Capital Employed n/a n/a n/a n/a n/a
Continuing & Discontinued Operations          
PE Ratio - Adjusted 9.2 9.8 9.9 10.1 7.7
PEG - Adjusted n/a 4.9 0.8 1.4 0.6
Earnings per Share Growth - Adjusted -27% 2% 12% 7% 14%
Dividend Cover 2.50 2.33 2.51 2.76 3.00
           
Dividend Yield 4.3% 4.4% 4.1% 3.6% 4.3%
Dividend per Share Growth (32.08%) 9.28% 23.57% 16.30% 22.73%
Operating Cash Flow per Share 405.64p 154.46p 411.96p 588.94p 345.53p
Cash Incr/Decr per Share 276.10p (33.04p) (71.63p) 103.79p 72.32p
Net Asset Value per Share (exc. Intangibles) 388.76p 363.86p 346.70p 361.42p 345.09p
Net Gearing n/a n/a n/a n/a n/a

Key

* GAAP

a. Includes discontinued activities

b. Including assets due in more than one year

c. Not disclosed under IFRS

d. Total fixed assets

e. Includes borrowings

f. Included in cash flow from operating activities under IFRS

g. Included in net cash from investing activities under IFRS

h. Pre-tax

i. Capital expenditure

j. Based on operating cash flow before tax

k. Issue of ordinary shares

Note 1: Prices and trades are provided by Digital Look Corporate Solutions and are delayed by at least 15 minutes.

Note 2: Above ratios are on a 'per annum' basis, adjusted for corporate actions and based on the fundamentals of the primary listed security.

Note 3: Under IFRS, all figures are based on 'Continuing' operations unless otherwise stated.

Note 4: Forecast figures based on normalised accounts.